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Tire & Automotive Repair

Desert Rat Credit Card

Applications are quick and easy, with most credit decisions in minutes. Get approved and start using your card today.

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Benefits & Offers that Make for a Smooth Ride

Explore the benefits of being a Desert Rat Credit Card holder.

Promotional
Financing

See how it works

No Annual
Fees

Cardholders enjoy no annual fees on all CFNA credit programs.

Low Monthly
Payments
with AutoPay

Structure your monthly payments on a schedule that makes sense for your timeline and budget.

Accepted by Top Tire and Auto Retailers

Use your CFNA Credit Card at thousands of retailers nationwide.

Participating Automotive Retailers

Expert Customer Support

Have questions? Log on to your CFNA account to get in touch. Call or email Customer Service.

Monday – Friday 8AM – 9PM ET

Saturday 9AM – 5:30PM ET

Tech working on car

Complete Vehicle Care with a Desert Rat Credit Card

Keep up with regular tire and vehicle maintenance with a credit card designed for drivers. With a Desert Rat Credit Card, you can rest assured your ride will always be smooth, safe, and ready for the open road.

Use your Desert Rat Credit Card to:

  • Finance a new set of tires
  • Enjoy discounts on services like oil changes and brakes
  • Keep up with routine vehicle maintenance
  • And so much more!
Apply Now

Exclusive Cardholder Offers

Save money with these Desert Rat Credit Card offers and Desert Rat coupons.

6 months promotional financing on all purchases $149 and up with Desert Rat 6 months promotional financing on all purchases $149 and up with Desert Rat
Terms and conditions apply. *

DEFERRED INTEREST IF PAID IN FULL WITHIN 6 MONTHS

$149 Minimum purchase required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.

*MINIMUM MONTHLY PAYMENTS REQUIRED. APR: 34.990%. Minimum Finance Charge: $2.00. Subject to credit approval. Terms and conditions apply.

Promotional Financing

Dedicated Line of Credit

No Annual Fees

View More Offers

Take Control of Your Financing

Eliminate the guesswork and focus on getting back on the road. See how we make automotive service financing quick and easy at Desert Rat store locations.

Calculate Your Payment

This calculator provides an estimate and does not reflect actual account payment information. Enter amount you would like to finance (min. $149)

$
Get All the Details

How Can a CFNA Credit Card Help You?

*Terms and conditions apply. See store for details.

Be prepared to handle major tire and auto repair, planned or unexpected
Find car & tire service near you at thousands of locations
Conveniently pay for car repairs, maintenance, service, tires, wheels, parts, accessories - and more
Exclusive cardholder benefits like special warranties and discounts on services*
Stay up to date with 24/7 access to your account, wherever you are
Backed by the power of Bridgestone, CFNA has been helping keep car owners on the road for 50 years
Little purchases add up! Use your card every time you get an oil change

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