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This credit card is offered and administered by Credit First National Association (CFNA). You are on the CFNA website during the application process and consent to the CFNA Privacy Notice and the Terms and Conditions of Use.

It's easy to apply! Follow the simple step-by-step process to apply today. During the course of this application process you will be required to provide personal information in order to confirm your identity. This application is encrypted and secure. To help protect your sensitive information, we require you to use the navigation provided within the online application.




In order to complete your online application for a CFNA account, you must consent to us providing you the Credit Card Agreement and Privacy Notice electronically.  You will need the following in order to access and retain the Credit Card Agreement and Privacy Notice: software as described at the end of this consent, and a means to print or electronically store information through your browser software. You will also need a personal computer or other device capable of connecting to the Internet that supports the foregoing requirements  


You acknowledge that by clicking the "Accept and Continue" button below you are indicating your intent to receive the Credit Card Agreement and Privacy Notice electronically, that you have the software and equipment that satisfies the requirements above, and that you have received the Credit Card Agreement and Privacy Notice through the links on this page and either printed a copy, or downloaded a copy for your records.  To withdraw your consent do not accept nor continue this online application process.


Upon your request, and at no cost to you, we will send you a paper copy of the Credit Card Agreement or Privacy Notice that we provided to you electronically.  If you would like to request a paper copy of any of these documents, please write us at Credit First N.A., P.O. Box 81315, Cleveland, OH 44181-0315. You can also update your contact information at this address.


You acknowledge that by clicking on the "Submit Application" button on our website, you are indicating your intent to apply to CFNA for a credit card, and that you are indicating your intent to sign the relevant document or record and that this shall constitute your signature.


You agree that your Consent is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act ("eSign Act"), and that you and we both intend that the eSign Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.


Software Requirements:

  • Access to the Internet and an Internet browser which supports HTML 4.0 and 128bit SSL encryption and JavaScript, such as:

For PC using Windows NT, 2000, ME, XP, Vista, or Win 7 one of the following

a.     Microsoft Internet Explorer 7.0 and higher

b.    Firefox 3 and higher

c.     Chrome 3.0 and higher

For Macintosh using OS 10.x one of the following

a.     Safari 3.0 and higher

b.    Firefox 3 and higher

c.     Chrome 4.0 and higher

  • An e-mail address that sends and receives messages

JavaScript must be enabled on your computer. The above are only recommendations and CFNA does not warrant the safety of the above software. We strongly recommend you keep your browser and operating system updated to maintain the most current security upgrades.

  Click here for Credit Card Agreement      Click here for Privacy Notice  

By accepting and continuing the application process you are consenting to receiving the Credit Card Agreement and other communications electronically.

Copyright © 2014 Credit First National Association. All Rights Reserved.